Harris Mortgage

Over 15 years of lending experience

Government Loans

  • Federal Housing Administration (FHA)
  • Veteran Affairs (VA)
  • United States Department of Agriculture (USDA)

Down Payment Assistance Loans

  • Conventional
  • Federal Housing Administration (FHA)
  • Veteran Affairs (VA)
  • United States Department of Agriculture (USDA)

Conventional Loans

  • Home Ready
  • Home Possible
  • Conventional

Alternative Loans

  • 80/10/10
  • Private Money
  • Investor Program
  • Bank Statement Program
  • Foreign National Program

Harris Mortgage - Salinas Office
422 Salinas Street
Salinas, CA 93901
Office: (831) 769-9400
Fax: (831) 769-9470

NMLS License #353363
DRE #01279430

Harris Mortgage - Visalia Office
115 W. Main Street, Suite C
Visalia, CA 93291
Office: (559) 909-5599
Fax: (559) 740-7658

Marcell Harris, President/Loan Originator
DRE #01499586 / NMLS #235398
Cell: (831) 809-4347
marcell112@yahoo.com

Isabel Morales, Executive Assistant
Cell: (831) 809-2343
morales.isabel@yahoo.com

Hello everyone!

With the uncertainty of employment and income stability banks are already rolling out numerous plans to for homeowners to refinance with lower costs. The reasoning behind this is for 3 reasons.

1. To provide a lower mortgage payment so homeowners can reduce their monthly expenses during this pandemic.

2. To allow homeowners to take cash from their homes to provide additional asset reserves during this pandemic.

3. To allow homeowners to use some their equity to consolidate debt and reduce all their current monthly expenses during this pandemic.

I will continue to give updates to homeowners and renters to hopefully put your minds at ease during this trying time.

Feel free to contact me if you have any questions and I am happy to answer them for you.

831-809-4347