Conventional Loans

Home Ready

  • 3% Down
  • Gift OK
  • 30 Year Fixed
  • 620 Middle Credit Score
  • NO Pre payment penalties

Home Possible

  • 3% Down
  • Gift OK
  • 30 Year Fixed
  • 620 Middle Credit Score
  • NO Pre payment penalties

Conventional

  • 3% Down Payment
  • 620 Middle Credit Score
  • Occupying and Non-Occupying Borrowers allowed
  • Gift Funds OK
  • Up to 50% DTI (Per AUS)
  • 30 Year Fixed Loans
  • 10/15/20/25 Year Fixed Loans available
  • NO Pre-payment penalties

Harris Mortgage - Salinas Office
422 Salinas Street
Salinas, CA 93901
Office: (831) 769-9400
Fax: (831) 769-9470

NMLS License #353363
DRE #01279430

Harris Mortgage - Visalia Office
827 W. Center Ave, Suite A
Visalia, CA 93291
Office: (559) 500-6469
Fax: (559) 862-4143

Marcell Harris, President/Loan Originator
DRE #01499586 / NMLS #235398
Cell: (831) 809-4347
marcell112@yahoo.com

Isabel Morales, Executive Assistant
Cell: (831) 809-2343
morales.isabel@yahoo.com