Conventional Loans
Home Ready
- 3% Down
- Gift OK
- 30 Year Fixed
- 620 Middle Credit Score
- NO Pre payment penalties
Home Possible
- 3% Down
- Gift OK
- 30 Year Fixed
- 620 Middle Credit Score
- NO Pre payment penalties
Conventional
- 3% Down Payment
- 620 Middle Credit Score
- Occupying and Non-Occupying Borrowers allowed
- Gift Funds OK
- Up to 50% DTI (Per AUS)
- 30 Year Fixed Loans
- 10/15/20/25 Year Fixed Loans available
- NO Pre-payment penalties
Harris Mortgage - Salinas Office
422 Salinas Street
Salinas, CA 93901
Office: (831) 769-9400
Fax: (831) 769-9470
NMLS License #353363
DRE #01279430
Harris Mortgage - Visalia Office
827 W. Center Ave, Suite A
Visalia, CA 93291
Office: (559) 500-6469
Fax: (559) 862-4143
Marcell Harris, President/Loan Originator
DRE #01499586 / NMLS #235398
Cell: (831) 809-4347
marcell112@yahoo.com
Isabel Morales, Executive Assistant
Cell: (831) 809-2343
morales.isabel@yahoo.com