Down Payment Assistance Loans
CALHFA FHA
- Up to 3.5% Down Payment Assistance*
- $0 Down with 3.5% DPA*
- 660 Middle Credit Score
- Occupying and Non Occupying Borrowers allowed
- 30 Year Fixed Loans
- NO Pre payment penalties
- NO Assets in the Bank required
CALHFA FHA Combined w/ Zip
- Up to 3.5% Down Payment Assistance*
- Up to 4% For Closing Costs*
$0 Money Down & $0 Closing Costs
W/ CALHFA Plus ZIP
W/ CALHFA FHA ZIP
CALHFA Plus
- Up to 3.5% Down Payment Assistance*
- $0 Down with 3.5% DPA*
- 660 Middle Credit Score
- 30 Year Fixed Loans
- NO Pre payment penalties
- NO Assets in the Bank required
CALHFA Plus Combined w/ Zip
- Up to 3.5% Down Payment Assistance*
- Up to 4% For Closing Costs*
$0 Money Down & $0 Closing Costs
W/ CALHFA Plus ZIP
W/ CALHFA FHA ZIP
CALHFA VA w/ Zip
- $0 Down
- 660 Middle Credit Score
- 30 Year Fixed Loans
- NO Pre payment penalties
- NO Assets in the Bank required
- Up to 4% For Closing Costs
$0 Money Down & $0 Closing Costs
W/ CALHFA Plus ZIP
W/ CALHFA FHA ZIP
*DPA and ZIP amounts vary and can be up to the amounts listed above.
*Must be first time homebuyer (No ownership in the past 3 years).
*DAP and ZIP does not always cover all the down payment and/or Closing Costs.
Harris Mortgage - Salinas Office
422 Salinas Street
Salinas, CA 93901
NMLS License #353363
DRE #01279430
Harris Mortgage - Visalia Office
2230 W. Sunnyside Ave., Ste 4
Visalia, CA 93277
Marcell Harris, President/Loan Originator
DRE #01499586 / NMLS #235398
Cell: (831) 809-4347
marcell112@yahoo.com
Isabel Morales, Manager
Cell: (831) 809-2343
morales.isabel@yahoo.com